smartBUSINESS

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SmartBusiness|EmiratesNBD(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':newDate().getTime(),event:'gtm.js'});varf=d.getElementsByTName(s)[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src='/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','GTM-57SLSDN');!function(e,a,n,t){if(a)return;vari=e.head;if(i){varo=e.createElement("style");o.id="alloy-prehiding",o.innerText=n,i.appendChild(o),setTimeout(function(){o.parentNode&&o.parentNode.removeChild(o)},t)}}(document,document.location.href.indexOf("adobe_authoring_enabled")!==-1,"body{opacity:0!important}",3000);window.addEventListener('load',function(){$('a[href*="digital.emiratesnbd.com/claimaccount"]').each(function(index,element){vardomHref=$(element).attr('href');varupdatedQuery="";if(domHref.includes(location.hostname.slice(4))){updatedQuery=domHref.split("?").length>1?domHref+"&"+location.search.slice(1):domHref+location.search;$(element).attr('href',updatedQuery).data('processed',true);}});letquery=location.search;if(query){letutmParts=query.slice(1).split('&').filter(function(p){letpart=p.substr(0,4);return['utm_','etm_'].indexOf(part)>-1;});if(utmParts.length){letutmString=utmParts.join('&');$('a').each(function(){let$self=$(this);if($self.data('processed'))return;lethref=$self.attr('href');if(href&&!(href.substr(0,1)==='#'||href.search('jascript')>-1)){lethrefParts=href.split('?'),newHref=hrefParts[0]+'?'+utmString;if(hrefParts.length===2){letqueryParts=hrefParts[1].split('#');newHref+='&'+queryParts[0];}//lethashParts=href.split('#');//if(hashParts.length===2)newHref+='#'+hashParts[1];$self.attr('href',newHref);}});}}});window.dataLayer=window.dataLayer||[];dataLayer.push({"peCurrency":"","peLangue":"en","contentSegement":"PersonalBanking","contentType":"","contentCategory":"",});varpeData={"web":{},"_emiratesnbd":{"userInfo":{"userLoginMethod":"","userLoginStatus":"nonloggedin"},"peInfo":{"peName":"smart-business","langue":"en","previousPe":"","platform":"website","channel":"WEB","siteSection":"","segment":"personal-banking","category":"","subCategory":"","peType":"","productName":""}}};varPeViewData={"event":"peView","web":{"webPeDetails":{"name":"smart-business","peLoadTime":{"value":""},"timeSpentOnPreviousPe":{"value":""},"peViews":{"value":1}}},"_emiratesnbd":{"userInfo":{"userLoginMethod":"","userLoginStatus":"nonloggedin"},"peInfo":{"peName":"smart-business","langue":"en","previousPe":"","platform":"website","channel":"WEB","siteSection":"","segment":"personal-banking","category":"","subCategory":"","peType":"","productName":""}}};varTrackAdobe=1;{"@context":"schema.org/","@type":"WebPe","breadcrumb":"Home/SmartBusiness","name":"SmartBusiness|EmiratesNBD","author":"EmiratesNBD","headline":"SmartBusiness|EmiratesNBD","description":"SmartBusiness","keywords":"SmartBusiness"}PleaseensureJascriptisenabledforpurposesofwebsiteaccessibility/*new*/.cardlist.cardlist_selection.cardlist__header.cardlist-filter-slider.irs.irs-line{background-color:#fff;}.cardlist.cardlist_selection.cardlist__header~.cardlist__main{padding-top:0;}.custom-range-slider.irs.irs-single{opacity:1!important;}.card--action-hover:hover.card__icon-pictureimg{filter:none!important;}.swiper-slide.link--bordered{margin-bottom:0.0625rem;}@media(min-width:1200px){  html[dir=rtl].topbar-n__menu>li>a{padding:.75rem0.3rem!important;}}DearCustomerWewantyouronlineexperiencetobeenjoyableandworryfree.ThesmartBUSINESSwebsiteutilizesstate-of-the-artencryptionandsecurityprocedurestosafeguardyouraccess.Hereareafewsuggestionstohelpyouheasecureonlineexperience:Beaware!Phony"lookalike"websitesaredesignedtotrickinternetusersandcollecttheirpersonalinformation.EnsurethatwebsitesonwhichyoutransactbusinessisthegenuinesmartBUSINESSsite.MakesurethatyouloginthroughtheURL:Somewebsitesmayappeartobelegitimatebutactuallyarecounterfeits.TakeafewextrasecondsandtypetheURLyourself.Afterloggingin,lookforthe(padlock)symbolonthewebpetoensurethatthesiteisrunninginsecuremodeBEFOREyouinputsensitiveinformation.ConfirmitisthesmartBUSINESSsitebycheckingitssecuritycertificatebydouble-clickingonthepadlocksymbolonyourbrowser.Ifyoususpectawebsiteisnotwhatitpurportstobe,leethesite.Donotfollowanyoftheinstructionsitmaypresentyou.Askyourselfiftheinformationyouareaskedtoprovidemakessensefortheactivityyouareengedin.Ifasiteore-mailasksforinformationthatdoesn'tfeelright,donotrespond.ChoosepasswordsthataredifficultforotherstoguessandneverdiscloseyourPasswordtoanyone.Itisagoodpracticetochangeyourpasswordatregularintervals.Incaseyouareexperiencingdifficultiesloggingin:Enablepopuponyourbrowser.Deletealltemporaryfilesandcookiesfromyourbrowser.IncaseyouareusingIE9,enablecompatibilityviewonyourbrowserusingtoolsicon.EnsurethatthecorrectmobilenumberisupdatedonyourprofilebyyoursmartBUSINESSadministrator.IfyoubelievethatsomeoneistryingtocommitfraudbypretendingtobeasmartBUSINESSsiteorEmiratesNBDsite,pleasecontactimmediatelysmartBUSINESSCustomerServiceat+97143160075.TakemetosmartBUSINESSLoginMobilemenuHomeContactusLogInsmartBUSINESSPartnerssmartBUSINESSisawebbasedofferingthatepitomizesthedynamismoftheBankse-Bankinginitiative.PlaceholdertitlesmartBUSINESSfacilitatesBusinesses,Corporate&InstitutionalClientstoperformfinancial&nonfinancialtransactions,24hoursaday,365daysayearattheirconvenience.PlaceholdertitlesmartBUSINESSenablesBusinessestoenhancetheirproductivity&efficiencybyelectronicallyinitiatingandauthorizingtransactionsaswellasviewingaccountstatementandreportsfromtheirdesktop.PlaceholdertitlesmartBUSINESShascomprehensivesecurityandcontrolfeaturesthatusesstateofthearttechnologytomaketheonlineaccesssecureyetsimpletouse.Features&BenefitsSecurity&ControlsmartBUSINESSonlinetransactionplatformcomeswithahostoffeaturesthataredesignedtomeettherequirementsofBusinesses,Corporates&InstitutionalClients.Someofthekeyfeatures&benefitsare:DeliveredonlinethroughInternet...ensuringglobalaccessatalowcost.Noadditionalinvestments,allyouneedisaWebEnabledPC.Abilitytoinitiateandauthoriseawiderangeoffinancial&nonfinancialtransactionsfromyourdesktop...atyourconvenient24hoursaday,365daysayear.Flexibleaccesssetup...thatcanreplicateanyauthorizationtiersofyourworkplace.Authorisationtracker...thatmakestheauthorisationprocesstransparentandtraceable.Abilitytoperformabasketoftransactions...therebyincreasingproductivity.Abilitytouploadtransactionsfromyourfinancialsystemsthroughavarietyoffileformats...therebysingtimeandeffort.Choiceofmakinganonlineconsolidateddebitinatransactionwithmultiplecredits…therebysimplifyingaccountreconciliation.Onlinetransactionadviceandtransactionhistories...toefficientlyhandlevendorqueries.Autoemailnotificationofpaymenttothevendor/employee.Customisedexchangeratespublishedandusedinthetransaction.smartBUSINESSsupportsavarietyofsecurityandcontrolfeatures.AfewsecuritydesignelementsarelistedundersmartBUSINESSaccesssecurityiscontrolledthroughSubscriberID,UserIDandUserPassword.Setupofauthorizationandaccessprofilescanbesingle/dualcontrolled.Authorizationandaccessprofilescanbesetupsuchthatonlynominatedusersaccessthesystemonthebasisofproducts,functions,accountsandamounts.Transactionsubmissionandauthorizationsaresecuredthroughuseofpersonalizedpassword.TransactionsthatarereleasedtothebankforprocessinguseSMSPINauthenticationthatisuniqueandsimpletouse.SystemSecurityisensuredthroughfirewallsand2040bitDataEncryptionUniqueSMSPinauthenticationforadministrationmodule.SystemRequirementsProcessorSpeed500MhzorHigherRAM64MBorhigherCommunicationInternetConnectionthroughISDNorADSLOperatingSystemWindowsNT/95/98/ME/2000/XP(EnglishVersions)BrowserInternetExplorer5.5orhigherScreenResolution1024x768resolutionNote:ItisrecommendedthatyouheallthelatestsecurityupdatesfromMicrosoftWindowssite*SCACommissionisoutofscopeofUAEVATContactUsWe’reheretohelpwiththesmartBusinessUAEFTSFAQs.IfyoubelievethatsomeoneistryingtocommitfraudbypretendingtobeasmartBUSINESSsiteorEmiratesNBDsite,pleasecontactimmediatelyPostalAddressEmiratesNBDSecuritiesLLC,P.O.Box.9409,Dubai,UAEWorkingHoursforCustomerCareCenter:MondaytoFriday9:00AMto3:00PM(AsperUAEStandardTime)smartBUSINESScontactdetails+97143160075[email160;protected]UAEFTSFrequentlyAskedQuestionsAsperdirectivefromUAECentralBank,allinterbanklocaltransfersdenominatedinAEDwillberoutedthroughUAEFTSpost14thApril2012.Tounderstandmoreontheimplicationsofthischange,youarerequestedtogothroughthebelowFAQs.WhatisUAEFTS?UAEFTSstandsforUAEFundsTransferSystem.ItisthenewUAECentralBankportaltobeusedforexecutionofallInwardandOutwardAEDpaymentswithinUAE.WhatisthebenefitofUAEFTS?ThesystemfunctionsasRealTimeGrossSettlementSystemwhichenablesexecutionoftransactionsmuchfasterascomparedtothecurrentsystem.Whatadditionalinformationisrequiredfromthecustomer?AsmandatedbyUAECentralBank,remittershouldprovidethe"TRANSACTIONTYPE"alongwiththe"PAYMENTTYPE"and"CHARGECODE"asadditionaldetails.IntheabsenceofthesedetailsCentralBankwillnotaccepttransferinstructions.WhatarethefeaturesandbenefitofusingUAEFTStransactionsthroughsmartBUSINESS?SupportsonlinerequesttherebyeliminatingtherequirementofpaperbasedtransactionsEffectiveforbulkprocessingofAEDtransactionswithinUAEThetransactionsareprocessedonreal-timebasiswiththestatusmentionedateachsteAspartofViewTransactionDetailspe,eachtransactiononsmartBUSINESSwillbedisplayedwiththeCentralBankreferencewhichcanbeusedasuniquenumberfortransactioninvestigationpurposesWhatarethevarious"TRANSACTIONTYPE"mandatedbyUAECentralBanktobeusedfortheAEDtransactionstootherBankinUAE?UAECentralBankhasmandatedtheuseoffollowingsetof"TRANSACTIONTYPE",oneofwhichneedstobeselectedalongwiththerelated"PAYMENTTYPE"dependingonthenatureofyourtransfer:IsthereanychangeinsmartBUSINESS?Yes.IfyouareasmartBUSINESSpaymentcustomerusingBeneficiary,Remittances,SalaryproductforprocessinglocalAEDtransactionsinTT(TelegraphicTransfer)andOB(OtherBank)paymode,pleaserefertothebelowFAQ.Icreateon-screentransactiononsmartBUSINESSforAEDcurrencywithinUAEusingone-off,Single,BasketinputfromBeneficiary,Remittances,Salaryproduct.ArethereanyadditionaldetailsIneedtoprovidewhilecreatingthetransaction?Yes.Whilecreatingthetransactionusingone-offinput,singleinputandBasketinputforAEDtransactionswithinUAE,additionalfieldswouldberequiredtoinputwhichare"TransactionType","PaymentType"and"ChargeCode".Pleasenotethatthesefieldsaremandatorytoinputwhilecreatingthetransaction.Incaseofthesedetailsnotmentioned,smartBUSINESSwillshowtheerrormesseattheinitiationste.IhesedpaymenttemplatesforthelocalAEDtransactionstothebeneficiaries.DoIneedtochangemytemplatestoincludetheseadditionalfields?Yes,youwouldneedtochangeyourtemplatetoincludethesefields.Youcandosobyselectingtheoptionas"Both"onceyouheeditedyourtemplatetoincludetheadditionaldetails.IdobulkuploadonsmartBUSINESS.Isthereanychangeinthefileuploadformat?Yes,thepaymentfilewillneedtohethebelowadditionalfields:TransactionTypePaymentType(correspondingtoTransactionType)ChargeCodeNote:PaymentDetailswillbemandatory.Youcanchangethepaymentfileformatinduecourse.Pleasereferthepointsbelowforfurtherclarifications.Ihenotchangedmypaymentfiletoaccommodatetheadditionaldetails.WillIbeabletouploadthefileonsmartBUSINESS?Yes,smartBUSINESSwillautomaticallydefaultthevaluesfortransactiontype,paymenttype,andthechargecodeasperthebelowtable.ThisisapplicableforboththepaymodesTelegraphicTransfer(AEDOnly)andOtherBank(OB).ProductTypeDefaultTransactionTypeDefaultPaymentTypeChargeCodeSalarySAL/REF/SHABeneficiaryREM/REF/SHARemittancesREM/REF/SHAWhatisUAEFTS?UAEFTSstandsforUAEFundsTransferSystem.ItisthenewUAECentralBankportaltobeusedforexecutionofallInwardandOutwardAEDpaymentswithinUAE.WhatisthebenefitofUAEFTS?ThesystemfunctionsasRealTimeGrossSettlementSystemwhichenablesexecutionoftransactionsmuchfasterascomparedtothecurrentsystem.Whatadditionalinformationisrequiredfromthecustomer?AsmandatedbyUAECentralBank,remittershouldprovidethe"TRANSACTIONTYPE"alongwiththe"PAYMENTTYPE"and"CHARGECODE"asadditionaldetails.IntheabsenceofthesedetailsCentralBankwillnotaccepttransferinstructions.WhatarethefeaturesandbenefitofusingUAEFTStransactionsthroughsmartBUSINESS?SupportsonlinerequesttherebyeliminatingtherequirementofpaperbasedtransactionsEffectiveforbulkprocessingofAEDtransactionswithinUAEThetransactionsareprocessedonreal-timebasiswiththestatusmentionedateachsteAspartofViewTransactionDetailspe,eachtransactiononsmartBUSINESSwillbedisplayedwiththeCentralBankreferencewhichcanbeusedasuniquenumberfortransactioninvestigationpurposesWhatarethevarious"TRANSACTIONTYPE"mandatedbyUAECentralBanktobeusedfortheAEDtransactionstootherBankinUAE?UAECentralBankhasmandatedtheuseoffollowingsetof"TRANSACTIONTYPE",oneofwhichneedstobeselectedalongwiththerelated"PAYMENTTYPE"dependingonthenatureofyourtransfer:IsthereanychangeinsmartBUSINESS?Yes.IfyouareasmartBUSINESSpaymentcustomerusingBeneficiary,Remittances,SalaryproductforprocessinglocalAEDtransactionsinTT(TelegraphicTransfer)andOB(OtherBank)paymode,pleaserefertothebelowFAQ.Icreateon-screentransactiononsmartBUSINESSforAEDcurrencywithinUAEusingone-off,Single,BasketinputfromBeneficiary,Remittances,Salaryproduct.ArethereanyadditionaldetailsIneedtoprovidewhilecreatingthetransaction?Yes.Whilecreatingthetransactionusingone-offinput,singleinputandBasketinputforAEDtransactionswithinUAE,additionalfieldswouldberequiredtoinputwhichare"TransactionType","PaymentType"and"ChargeCode".Pleasenotethatthesefieldsaremandatorytoinputwhilecreatingthetransaction.Incaseofthesedetailsnotmentioned,smartBUSINESSwillshowtheerrormesseattheinitiationste.IhesedpaymenttemplatesforthelocalAEDtransactionstothebeneficiaries.DoIneedtochangemytemplatestoincludetheseadditionalfields?Yes,youwouldneedtochangeyourtemplatetoincludethesefields.Youcandosobyselectingtheoptionas"Both"onceyouheeditedyourtemplatetoincludetheadditionaldetails.IdobulkuploadonsmartBUSINESS.Isthereanychangeinthefileuploadformat?Yes,thepaymentfilewillneedtohethebelowadditionalfields:TransactionTypePaymentType(correspondingtoTransactionType)ChargeCodeNote:PaymentDetailswillbemandatory.Youcanchangethepaymentfileformatinduecourse.Pleasereferthepointsbelowforfurtherclarifications.Ihenotchangedmypaymentfiletoaccommodatetheadditionaldetails.WillIbeabletouploadthefileonsmartBUSINESS?Yes,smartBUSINESSwillautomaticallydefaultthevaluesfortransactiontype,paymenttype,andthechargecodeasperthebelowtable.ThisisapplicableforboththepaymodesTelegraphicTransfer(AEDOnly)andOtherBank(OB).ProductTypeDefaultTransactionTypeDefaultPaymentTypeChargeCodeSalarySAL/REF/SHABeneficiaryREM/REF/SHARemittancesREM/REF/SHAWhatdoIneedtodoifIwanttoprovidethespecificTransactionType,PaymentTypeandthechargecodeinmypaymentfile?PleasegetintouchwithoursmartBUSINESScustomerserviceteamon+97143160075tochangeyourfileuploadtemplateandnecessaryguidance.DoIneedtochangemypaymentfileandfileuploadtemplatebeforeUAEFTSGo-Live?No,thepaymentfileandthefileuploadtemplatecanbechangedonlyafterUAEFTSgolive.Postthechangeinthefileuploadtemplate,whatwillhappenifeithertheTransactiontypeorPaymenttypehenotbeenprovidedforthetransactionfile?smartBUSINESSwillnotacceptthetransactionandwillshowtheerrormesseatthepaymentinitiationste.WhatarethevarioustypesofchargecodesapplicableonsmartBUSINESSforlocalAEDtransactionwithinUAE?Belowarethechargescodes:OUR-WheresenderandbeneficiarychargestobebornebySenderBEN-WheresenderandbeneficiarychargestobebornebyBeneficiarySHA-WherethesenderchargestobebornebytheSenderandbeneficiarychargestobebornebytheBeneficiary.IsthereanyspecificChargeCodesupportedforBeneficiary,Remittances,SalaryproductsonsmartBUSINESS?ChargesCodeBeneficiaryRemittancesSalaryOURYesYesNoBENYesYesNoSHAYesYesYesIsthereanychangeinthecut-offtimeonsmartBUSINESS?Asthetransactionswillbeonrealtimebasis,thecut-offtimehasbeenextendedupto1:00PM.WhatwillhappenifthetransactionhasbeenreleasedfromsmartBUSINESSpostcut-offtime?Yourtransactionwillbeprocessedonthenextworkingday.IsIBANmandatoryfromApril14th,2012?Yes,IBANwillbemandatoryforalltheAEDtransactionswithinUAEfromApril14th,2012exceptforCreditCardpayments.Youarerequestedtoprovidethe23digitbeneficiaryIBANwhichstartswithAE.LoadmoreEmiratesNBDonSocialsocialiconssocialiconssocialiconssocialiconssocialiconsYouarecurrentlybrowsingPersonalBankingPersonalBankingPrivatePrivateBusinessBusinessPriorityPriorityCorporate&InstitutionalCorporate&InstitutionalIslamicIslamicOthersegmentsPersonalBankingPrivateBusinessPriorityCorporate&InstitutionalIslamicAboutusAboutusCareerswithusCommunityEngementFinancialResultsMediaCentreInvestorRelationsModernSleryActProductDocumentsProductDocumentsTermsandConditionsKeyFactsStatement(KFS)ApplicationFormsScheduleofChargesHelpfullinksHelpfullinksIBAN,SwiftandRoutingCodesFATCA&CRSCookiesPolicyDataPrivacyNoticeFraud&SecurityCustomersupportCustomersupportHowtoreachusDebtAssistWaysofbankingUpdateyourinformationHelpandSupportDownloadourappsDownloadourMobileAppBanksecurelyanytimeandfromanywhereDownloadourmoreAppMorefun,morerewardsDownloadourbusinessONLINEXMobileAppManeyourbusinessfinanceson-the-go©2024EmiratesNBDBank(P.J.S.C.)islicensedby the CentralBankoftheUAE,BaniyasRoad,Deira,P.O.Box:777,Dubai,UAE@mediascreenand(max-width:767px){.banner-icon--bg.banner-slider__cardimg{background:#fff;padding:0.5rem;border:1pxsolid#efefef;}}/*new*/.cardlist.cardlist_selection.cardlist__header.cardlist-filter-slider.irs.irs-line{background-color:#fff;}.cardlist.cardlist_selection.cardlist__header~.cardlist__main{padding-top:0;}.custom-range-slider.irs.ismartBUSINESSrs-single{opacity:1!important;}.card--action-hover:hover.card__icon-pictureimg{filter:none!important;}.swiper-slide.link--bordered{margin-bottom:0.0625rem;}@media(min-width:1200px){html[dir=rtl].topbar-n__menu>li>a{padding:.75rem0.3rem!important;}}table,.table{display:table!important;}.social-linksaimg[src*="x-logo.jpg"]{position:relative;top:3px;}.moreapp-download__buttonsimg{max-width:10.375rem;}.footer-bottom__colimg{max-width:9.375rem;}.row.contactless-payment__brandsimg{width:auto;}.cc-block.cc-block__cardimg{width:auto;}.mobile-menu-popup.d-lg-none{display:block!important;}@media(min-width:1200px){.mobile-menu-popup.d-lg-none{display:none!important;}}@mediascreenand(max-width:767px){.cardiconlist__withborderleftaligned.col-md-6.col-lg-3.mb-3{flex:00100%;max-width:100%;}.cardiconlist__withborderleftaligned.card.card--ime-icon{flex-direction:column;align-items:initial;}.cardiconlist__withborderleftaligned.card.card--ime-icon>.card__icon{margin-bottom:0.5rem;}}.section-variant-primary-100.modal.modal-body*{color:#000;}@media(min-width:992px){.cardlist__header{padding-top:2rem!important;}.cardlist-filter{padding-top:0;}}@media(min-width:768px)and(max-width:991.98px){.banner-slider:not(.js-banner-slider).banner-slider__content{max-width:100%;}}.site-header__nbar-only.nbar__brand{left:1rem;transform:initial;}.site-header__nbar-only.nbar__content.lang-menu{margin:initial!important;}@media(min-width:1199px){.site-header__nbar-only.nbar__mobile-only{display:block;}}[dir='rtl'].site-header__nbar-only.nbar__brand{right:1rem;left:unset;}ENBD.CopyURLClipBoardText='URLCopied';ENBD.UTMHostnames='';ENBD.UTMPaths='';ENBD.AdobeEvents=[];header.site-header.menu-online-banking.dropdown-menu{max-height:unset;}.atm-branches__panel.atm-branches__socialpictureimg{width:auto;}.ccbenefits.ccbenefits__grid.ccbenefits__descp.fw-bold{font-weight:400!important;}.campaign-banner--default.campaign-form-bg-white.btn-primary>*{color:white;}varENBDUTM={TrackAnalyticsQuery:function(){varparams=[];varparamList=['utm_','etm_','gcli','fbcl'];varhasParam=false;window.location.search.replace('?','').split('&').forEach(function(param){if(paramList.indexOf(param.substr(0,4))!==-1){params.push(param);hasParam=true;}});if(hasParam)ENBD.SetCookie('utm_query',params.join('&'),1);elseif(document.referrer){varregex=/^.*(((facebook)|(google)|(twitter)|(linkedin)).com).*$/if(regex.test(document.referrer)){vara=document.createElement('a');a.href=document.referrer;varparts=a.hostname.split('.');ENBD.SetCookie('utm_query','utm_source=Organic-'+parts[parts.length-2],1);}}},TriggerAnalyticsQueryEvent:function(){varlegacyQuery=ENBD.GetCookie(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0%;height:100%;object-fit:cover;}.banner.bg-img::after{content:'';background:linear-gradient(180deg,rgba(0,0,0,0.5)0%,rgba(0,0,0,0.8)100%);width:100%;height:100%;display:block;position:absolute;z-index:1;left:0;top:0;}.banner.banner__inner{width:75%;margin:0auto;z-index:2;position:relative;}.banner.banner__inner.sub-title{text-transform:uppercase;font-size:14px;font-weight:500;}.banner.banner__inner.title{font-size:3rem;font-weight:300;line-height:56px;/*116.667%*/margin-bottom:1rem;}.banner.banner__inner.description{font-size:18px;font-weight:400;line-height:26px;letter-spacing:0.18px;margin-bottom:30px;}.banner.banner__inner.button-container{display:flex;justify-content:center;column-gap:1rem;}.banner.banner__inner.button-container.btn-secondary{border-radius:8px;background:#FDB712;box-shadow:0px1rem1.5rem0pxrgba(0,0,0,0.04);backdrop-filter:blur(5px);color:black;}.banner.banner__inner.button-container.btn-outline-light{border-radius:8px;border:1.5pxsolidvar(--neutral-blue-light-blue-grey,#D7DAE5);box-shadow:0px1rem1.5rem0pxrgba(0,0,0,0.04);backdrop-filter:blur(5px);}@media(max-width:768px){.banner.banner__inner{width:91%;}.banner.banner__inner.button-container{flex-direction:column;row-gap:1rem;}}.banner--main{color:white;position:relative;padding:3rem0;display:flex;flex-direction:column;justify-content:center;min-height:500px;}.banner--mainh1,.banner--mainp{color:white;}.banner--main.bg-img{position:absolute;top:0;left:0;z-index:1;width:100%;height:100%;}.banner--main.bg-imgimg{width:100%;height:100%;object-fit:cover;object-position:top;}.banner--main.bg-img::after{content:'';background:var(--bg-overlay,linear-gradient(285deg,rgba(36,36,36,0)6.85%,rgba(28,28,28,0.09)17.85%,rgba(0,0,0,0.77)100%));width:100%;height:100%;display:block;position:absolute;z-index:1;left:0;top:0;}@media(max-width:576px){.banner--main.bg-img::after{background:var(--linear-linear-black,linear-gradient(180deg,rgba(36,36,36,0)0%,rgba(0,0,0,0.75)100%));}}.banner--main.wrapper{width:100%;max-width:40rem;position:relative;z-index:2;}.banner--main.banner--title{color:var(--white);font-size:2.5rem;}.banner--main.banner--description{font-size:1.25rem;line-height:2rem;font-weight:300;}.banner--main.banner--descriptionp{margin-bottom:1rem;}@media(min-width:768px){.banner--main.banner--title{font-size:3rem;}}.banner--main.content{z-index:2;position:absolute;bottom:3rem;max-width:60%;}@media(max-width:768px){.banner--main.content{max-width:85%;}}.banner--main.contentp{display:-webkit-box;-webkit-line-clamp:6;-webkit-box-orient:vertical;overflow:hidden;font-size:1.125rem;}.banner--main.contenta{font-weight:500;margin-bottom:.5rem;max-width:40%;}.banner--main.contenta:first-of-type{margin-right:1rem;background:var(--linear-linear-blue,linear-gradient(90deg,#C0%,#F100%));box-shadow:0px16px24px0pxrgba(0,0,0,0.04);}.banner--main.contenta:first-of-type:hover{background-color:var(--primary);border-color:var(--primary);box-shadow:0px32px40pxrgba(10,42,59,0.1),0px16px20pxrgba(10,42,59,0.12),0px8px10pxrgba(10,42,59,0.15),0px2px4pxrgba(10,42,59,0.2);}.banner--main.banner--v2{min-height:28.75rem;margin:0;padding:3rem2rem;border-radius:0.5rem;overflow:hidden;}.banner--main.banner--v2p{font-size:1rem;line-height:1.5rem;font-weight:400;}.banner--main.banner--v2.mobile-fullWidth{margin:0-0.9375rem;border-radius:0;}.banner--main.banner--v2.ime-bottom{position:absolute;left:1.25rem;bottom:3rem;z-index:2;}.banner--main.banner--v2.banner--img-bottom{padding-bottom:8rem;}@media(min-width:576px){.banner--main.banner--v2{border-radius:0.5rem;}.banner--main.banner--v2.mobile-fullWidth{margin-left:0;margin-right:0;border-radius:0.5rem;}}@media(min-width:768px){.banner--main.banner--v2{min-height:25rem;padding:3rem;}.banner--main.banner--v2h1{font-size:2.5rem;line-height:3rem;}.banner--main.banner--v2p{font-size:1.125rem;line-height:1.625rem;}.banner--main.banner--v2.ime-bottom{left:3rem;}}.banner--text-left{color:white;}.banner--text-leftp{color:white;}.banner--text-lefth2{color:white;font-weight:300;}.banner--text-left.bg-img{position:absolute;top:0;left:0;z-index:1;width:100%;height:100%;}.banner--text-left.bg-imgimg{width:100%;height:100%;object-fit:cover;}.banner--text-left.bg-img::after{content:'';background:linear-gradient(270deg,rgba(36,36,36,0)0%,rgba(0,0,0,0.75)100%);width:100%;height:100%;display:block;position:absolute;z-index:1;left:0;top:0;}.banner--text-left.wrapper{width:100%;max-width:36rem;position:relative;z-index:2;}.banner--text-leftp{font-size:1.25rem;margin-bottom:1rem;}@media(max-width:768px){.banner--text-left{padding:3rem00;display:flex;flex-direction:column-reverse;}.banner--text-left.bg-img{position:relative;height:20rem;}.banner--text-left.bg-img::after{display:none;}.banner--text-left.bg-imgimg{width:100%;height:100%;object-fit:cover;object-position:top;}.banner--text-left.container{background-color:#;padding-top:3rem;padding-bottom:3rem;}}.promo-banner{position:relative;text-align:center;padding:96px0;color:white;}.promo-bannerh2{color: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